STATE OF GEORGIA COUNTY OF EFFINGHAM NOTICE OF SALE UNDER POWER Because of a default under the terms of the Security Deed executed by Jonathan Underwood and Jennifer Underwood to Mortgage Electronic Registration Systems, Inc., as beneficiary, as nominee for Mortgage Research Center, LLC dba Veterans United Home Loans, its successors and assigns dated February 13, 2025, and recorded in Deed Book 2956, Page 314, Effingham County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Mortgage Research Center, LLC dba Veterans United Home Loans, securing a Note in the original principal amount of $549,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, October 6, 2026, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that certain lot, tract or parcel of land situate, lying and being in the City of Guyton, Effingham County, Georgia, known as Parcel A, upon a map made by Wilder Surveying & Mapping for Douglas L. Watts, dated February 25, 1998, recorded in Plat Cabinet B9, Slide E1, in the Office of the Clerk of the Superior Court of Effingham County, Georgia. Said property was conveyed to Cypress Customs, LLC by Limited Warranty Deed dated May 15, 2024, recorded in Deed Book 2909, Page 555, in the aforesaid Clerk's office. Said map and deed are incorporated herein by reference. SUBJECT, however, to all valid restrictions, easements and rights of way of record Said property is known as 507 Pine Street, Guyton, GA 31312, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The proceeds of said sale will be applied to the payment of said indebtedness and all expenses of said sale as provided in said Deed, and the balance, if any, will be distributed as provided by law. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the secured creditor. The property is or may be in the possession of Jonathan Underwood and Jennifer Underwood, successor in interest or tenant(s). Mortgage Research Center, LLC d/b/a Veterans United Home Loans, a Missouri Limited Liability Company as Attorney-in-Fact for Jonathan Underwood and Jennifer Underwood File no. 26-084478 LOGS LEGAL GROUP LLP* Attorneys and Counselors at Law 1050 Crown Pointe Parkway, Suite 500 Atlanta, GA 30338 (770) 220-2535 https://www.logs.com/ *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 23944 9.30.26 RL