NOTICE OF SALE UNDER POWER GEORGIA, EFFINGHAM COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Cayce Layne Rineair to Mortgage Electronic Registration Systems, Inc., as grantee, as nominee for Homespire Mortgage Corporation, its successors and assigns dated May 23, 2025, recorded in Deed Book 2974, Page 864, Effingham County, Georgia Records, as last transferred to Newrez LLC d/b/a/ Shellpoint Mortgage Servicing by assignment recorded in Deed Book 3054, Page 230, Effingham County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHTY-ONE THOUSAND EIGHT HUNDRED SEVENTY-FIVE AND 00/100 DOLLARS ($181,875.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Effingham County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in October, 2026, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due and payable because of default having been made of the terms of the Note and Security Deed. The terms remaining in default, this sale will be made for the purpose of paying the total debt, including all expenses of this sale, as provided in the Security Deed and by law which includes, but is not limited to, attorney's fees (notice pursuant to O.C.G.A. SS 13-1-11 having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and any matters of record including, but not limited to, those superior to the Security Deed first set out above. Said property will be sold on an "as-is" basis without any representation, warranty or recourse against the above-named or the undersigned. Prospective bidders must perform their own due diligence. Newrez LLC d/b/a/ Shellpoint Mortgage Servicing is the holder of the Security Deed to the property in accordance with OCGA SS 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: NewRez, LLC d/b/a Shellpoint Mortgage Servicing, 75 Beattie Place, Suite 300, Greenville, SC 29601, (800) 365-7107. Note, however, that such entity is not required by law to negotiate, amend or modify the terms of the loan. Upon information and belief, said property is more commonly known as 706 Lexington Ave, Rincon, GA 31326. Should a conflict arise between the property address and the legal description, the legal description shall control. ATTENTION ALL PROSPECTIVE BIDDERS: On March 1, 2026, the data collection and reporting requirements under the U.S. Financial Crimes Enforcement Network (FinCEN) new Anti-Money Laundering Rule (the "Rule"), found at 89 FR 70258, went into effect. The Rule applies to certain residential real estate sale transactions (including some that go beyond the typical one-to-four family residence) where the transfer is to a legal entity or trust, and which includes cash purchases, private financing or financing provided by an institution not subject to a federal Anti-Money Laundering or Suspicion Activity Report requirement. If applicable, as part of this Rule, buyers and sellers are required to provide additional information and documentation about themselves, their legal entities, and/or the source of funds used in the reportable transaction. The collection of this information and documentation is required to comply with the Rule's federal reporting requirements, if applicable.* This notice is provided for informational purposes only and does not constitute legal advice. You are encouraged to consult with your own independent legal counsel if you have questions about how the FinCEN Anti-Money Laundering Rule affects your transaction and whether your transaction is reportable. *The Rule is the subject of ongoing litigation in several jurisdictions. We suggest that you seek your own legal counsel if you have questions about the status of the Rule and its applicability to your sale, if any. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code, (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed, and (3) to confirmation that the successful bidder has timely provided all information required for reporting under the Rule, 89 FR 70258, if applicable. Newrez LLC d/b/a/ Shellpoint Mortgage Servicing as Attorney in Fact for Cayce Layne Rineair McCalla Raymer Leibert Pierce, LLP 1544 Old Alabama Rd Roswell, GA 30076 www.foreclosurehotline.net EXHIBIT "A" All that certain tract or parcel of land situate, lying and being in the 9th G.M. District, Effingham County, Georgia in the Town of Rincon, being Lot Letter "C" in Block Seventy-five (75) having a Frontage of One Hundred (100) feet on Lexington Avenue and being bounded on the North by Lot Letter "D"; on the South by Lot Letter "B"; on the West by Lexington Avenue and on the East by the right of way of the American Telephone and Telegraph Company line and across the said telephone line lands of Macomber. For a better description of the above conveyed lot or tract of land reference is herein expressly had to map or plat of said Town of Rincon recorded in the Office of the Clerk of Superior Court Effingham County, Georgia in Map Book 1, Page 21. Subject, however, to all valid restrictions, easements, and rights of way of record. This being the same property conveyed by Warranty Deed from Louise H. Roddenberry to Sammy Hall Roddenberry, dated September 10, 1965, recorded in Deed Book 138, Page 488, aforesaid records. This being a portion of the property conveyed by Certificate of Order of Year's Support from Sammy H. Roddenberry to Jean E. Roddenberry, dated October 10, 2014, recorded in Deed Book 2262, Page 963, aforesaid records. CA October 6, 2026 Our file no. 26-24080GA 26-24080GA 24124 9.30.26 RL