NOTICE OF SALE UNDER POWER, EFFINGHAM COUNTY Pursuant to the Power of Sale contained in a Security Deed given by Richie A Coleman to Mortgage Electronic Registration Systems, Inc., as grantee, as nominee for Mortgage Research Center, LLC dba Veterans United Home Loans, its successors and assigns dated 3/8/2018 and recorded in Deed Book 2454 Page 986 and modified at Deed Book 2783Page 798Effingham County, Georgia records; as last transferred to or acquired by The Secretary of Veterans Affairs, an officer of the United States, conveying the after-described property to secure a Note in the original principal amount of $184,176.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Effingham County, Georgia (or such other area as designated by Order of the Superior Court of said county), within the legal hours of sale on October 6, 2026 (being the first Tuesday of said month unless said date falls on a Federal Holiday, in which case being the first Wednesday of said month), the following described property: All that certain lot, tract or parcel of land situate, lying and being in the 11th G.M.D. of Effingham County, Georgia and being more particularly shown and designated as Lot 7, on that certain plat of survey entitled "MAJOR SUBDIVISION PLAT FOX CHASE SUBDIVISION, BEING A PORTION OF THE FORMER MARY ELIZABETH FRYERMUTH ESTATE, 11TH G.M. DISTRICT, EFFINGHAM COUNTY, GEORGIA" for Caran Properties, LLC prepared by Sundial Land Surveying, dated September 7, 2016 and recorded in Plat Book D-183, Page C1 in the Office of the Clerk of the Superior Court of Effingham County, Georgia. Reference is hereby made to the aforesaid map and plan and the record thereof for all further purposes of description and identification for all other purposes. Together with improvements thereon and more commonly known as 309 Steeple Chase, Clyo, Effingham County, Georgia and bearing a Tax Parcel Number of 0364B-007. Subject, however, to all valid easements, restrictions, and rights-of-way of record This being the same property conveyed to KEVIN KIRSCH NEW HOMES, INC. from CARAN PROPERTIES, LLC dated July 12, 2017 and recorded July 14, 2017 in Deed Record Book 2416, Page 203, Effingham County, Georgia Records. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property is commonly known as 309 Steeple Chase, Clyo, GA 31303 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Richie A Coleman and Danielle A. Coleman or tenant or tenants. Onity Mortgage Corporation is the entity or individual designated, who shall have full authority to negotiate, amend and modify all terms of the mortgage. Onity Mortgage Corporation 1661 Worthington Rd Suite 100 West Palm Beach, FL 33409 (800) 750-2518 Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan. Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above. The Secretary of Veterans Affairs, an officer of the United States as agent and Attorney in Fact for Richie A Coleman Aldridge Pite, LLP, Six Piedmont Center, 3525 Piedmont Road, N.E., Suite 700, Atlanta, Georgia 30305, (404) 994-7400. 1017-8259A THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1017-8259A 24135 9.30.26 RL