NOTICE OF SALE UNDER POWER STATE OF GEORGIA EFFINGHAM COUNTY By virtue of a power of sale contained in a certain security deed from Christopher Chownyk to Mortgage Electronic Registration Systems, Inc., as grantee, as nominee for Quicken Loans, LLC, it successor and assigns and recorded in Deed Book 2594, Page 3, Effingham County, Georgia records given to secure a note in the original amount of $224,460.00 with interest on the unpaid balance until paid, the following described property will be sold at public outcry to the highest bidder for cash at the courthouse door of EFFINGHAM COUNTY, Georgia, or at such place as has or may be lawfully designated as an alternative location within the legal hours of sale on the first Tuesday in September, 2026, to wit: September 01, 2026, the following described property: All that property situate in the County of Effingham and State of Georgia described as: All that certain lot, tract or parcel of land situate, lying and being in Effingham County, Georgia, known as Lot 91, Abbey Lane Subdivision, Phase II, upon a map thereof prepared for CMCK, Inc. By EMC Engineering Services, Inc., Dated November 7, 2016, recorded in Plat Cabinet "D", Slide 187-D, in the office of the clerk of Superior Court of Effingham County, Georgia. Said lot was conveyed to Horizon Home Builders of Savannah, LLC by Limited Warranty Deed Dated October 9, 2017, recorded in Deed Book 2434, Page 240, in the Aforesaid Clerk`s Office, Said Map and Deed are incorporated herein by reference. Property Address: 196 Abbey Lane Dr Guyton, GA 31312 Being real property commonly known as 196 Abbey Lane Dr, Guyton, GA 31312. The debt secured by the above-referenced security deed has been declared due because of the default in the payment of said debt per the terms of the note and other possible defaults by the borrower or the successor thereto. The debt remaining in default, this sale will be made for the purpose of paying the debt and all expenses of this sale including attorney's fees (notice of intent to collect attorney's fees having been given). Said sale will be made subject to the following items which may affect the title to said property: All restrictive covenants, easements and rights-of-way appearing of record, if any; all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; all outstanding or unpaid bills and assessments for street improvements, curbing, garbage, water, sewage and public utilities which may be liens upon said property; and any outstanding taxes, assessments and other liens superior to the security deed being foreclosed hereby. To the best knowledge and belief of the undersigned, the above-described property is in the possession of the borrower and/or other persons with the consent and acquiescence of the borrower. Pursuant to O.C.G.A. SS 44-14-162.2, the name, address and telephone number of the person or entity who shall have full authority to negotiate, amend, or modify all terms of the above-described mortgage is as follows: Rocket Mortgage, LLC s/b/m Nationstar Mortgage LLC 8950 Cypress Waters Blvd. Coppell, TX 75019 888-613-2432 The foregoing notwithstanding, nothing in O.C.G.A. SS 44-14-162.2 shall be construed to require Rocket Mortgage, LLC to negotiate, amend, or modify the terms of the Security Deed described herein. Rocket Mortgage, LLC as Attorney in Fact for Christopher Chownyk Attorney Contact: Tromberg, Miller, Morris & Partners, PLLC 3000 Langford Road, Building 100 Peachtree Corners, GA 30071 Phone: 404-793-1447 Fax: 404-738-1558 26-002563-GA THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 23876 8.26.26 RL