NOTICE OF SALE UNDER POWER GEORGIA, EFFINGHAM COUNTY By virtue of a Power of Sale contained in that certain Security Deed from ISAHIAS ANGUIANO and RACHEL LEE ANGUIANO to Mortgage Electronic Registration Systems, Inc., as grantee, as nominee for Village Capital & Investment LLC, its successors and assigns., dated September 7, 2024, recorded September 20, 2024, in Book 2932, Page 674, Effingham County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Three Hundred Seventy-Seven Thousand Eight Hundred Fifty-One and 00/100 dollars ($377,851.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to VILLAGE CAPITAL & INVESTMENT LLC, there will be sold at public outcry to the highest bidder for cash at the Effingham County Courthouse, within the legal hours of sale on the first Tuesday in September, 2026, all property described in said Security Deed including but not limited to the following described property: THE LAND REFERRED TO HEREIN BELOW IS SITUATED IN THE COUNTY OF EFFINGHAM, STATE OF GEORGIA, AND IS DESCRIBED AS FOLLOWS:ALL THOSE CERTAIN LOTS, TRACTS OR PARCELS OF LAND SITUATE, LYING AND BEING IN 9TH GMD, EFFINGHAM COUNTY, GEORGIA KNOWN AS LOT 77, PHASE TWO, RAIN DANCE SUBDIVISION, UPON A MAP THEREOF PREPARED FOR PINE HILL GROUP, LLC, BY ATLAS SURVEYING, INC., DATED JANUARY 4, 2022, RECORDED IN PLAT BOOK 29, PAGE 256, IN THE OFFICE OF THE CLERK OF SUPERIOR COURT OF EFFINGHAM COUNTY, GEORGIA.TOGETHER WITH, AND SUBJECT TO, RESTRICTIONS, COVENANTS AND RIGHTS OF INGRESS AND EGRESS OVER ALL ROADS, STREETS AND OTHER COMMON FACILITIES SET FORTH IN THAT CERTAIN AMENDED AND RESTATED DECLARATION OF COVENANTS, RESTRICTIONS AND EASEMENTS FOR RAIN DANCE RECORDED IN BOOK 2730, PAGE 793, IN THE OFFICE OF THE CLERK OF SUPERIOR COURT OF EFFINGHAM COUNTY, GEORGIA, AS SAME IS AMENDED AND/OR SUPPLEMENTED FROM TIME TO TIME. Said legal description being controlling, however the property is more commonly known as 247 LILLIAN ST, RINCON, GA 31326. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed. Said property will be sold on an "as-is" basis without any representation, warranty or recourse against the above-named or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is ISAHIAS ANGUIANO, RACHEL LEE ANGUIANO, or tenants(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed, and (3) purchaser's tendering to Rubin Lublin, LLC, anti-money laundering information as required pursuant to the FinCEN Real Estate Report Rule. Failure to provide information, could result in rescission of the sale. The entity having full authority to negotiate, amend and modify all terms of the loan (although not required by law to do so) is: Village Capital & Investment, LLC, Loss Mitigation Dept., 2460 Paseo Verde Parkway Suite 110, Henderson, NV 89074, Telephone Number: 1-800-919-0068. Nothing in O.C.G.A. Section 44-14-162.2 shall be construed to require a secured creditor to negotiate, amend, or modify the terms of the mortgage instrument. VILLAGE CAPITAL & INVESTMENT LLC as Attorney in Fact for ISAHIAS ANGUIANO, RACHEL LEE ANGUIANO THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Attorney Contact: Rubin Lublin, LLC 3145 Avalon Ridge Place, Suite 100, Peachtree Corners, GA 30071 Telephone Number: (877) 813-0992 Case No. VCI-26-01598-7 Ad Run Dates 08/05/2026, 08/12/2026, 08/19/2026, 08/26/2026 rlselaw.com/property-listing 23840 8.26.26 RL