NOTICE OF SALE UNDER POWER GEORGIA, Effingham County By virtue of a Power of Sale contained in that certain Security Deed from Christopher T. Clemmons and Catherine C. Clemmons to Standard Mortgage Corporation of Georgia dated 08/21/1998, recorded 08/26/1998 in Book 504 at page 386 an re-recorded on 09/14/1998 in Book 509 at page 059, Effingham County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Ninety-Five Thousand and 00/100 dollars ($95,000.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to U.S. Bank Trust National Association, not in its individual capacity, but solely in its capacity as trustee of Citigroup Mortgage Loan Trust 2024-RP1, there will be sold at public outcry to the highest bidder for cash at the Effingham County, During the legal hours of sale before the door of the courthouse of Effingham County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the 08/04/2026 at 11:00 AM, all property described in said Security Deed including but not limited to the following described property: ALL THAT CERTAIN TRACT OR PARCEL OF LAND SITUATE, LYING AND BEING IN THE 10TH G.M. DISTRICT OF EFFINGHAM COUNTY, GEORGIA, CONTAINING FIVE (5) ACRES, MORE OR LESS, AND BEING BOUNDED ON THE NORTHEAST, SOUTHEAST AND SOUTHWEST BY LANDS OF JOSEPH F. POUND, JR., AND ON THE NORTHWEST BY POUND ROAD, KNOWN AS COUNTY ROAD NUMBER 207 AND BY LANDS OF JOSEPH F. POUND, JR. EXPRESS REFERENCE IS HEREBY MADE TO A PLAT OF SAID LANDS MADE BY PAUL D. WILDER, R.L.S. #1559, DATED APRIL 16, 1991 AND RECORDED IN THE OFFICE OF THE CLERK OF THE SUPERIOR COURT OF EFFINGHAM COUNTY, GEORGIA, IN PLAT RECORD BOOK 27, PAGE 76, FOR BETTER DETERMINING THE METES AND BOUNDS OF SAID LANDS HEREIN CONVEYED. Said legal description being controlling, however the property is more commonly known as 491 POUND RD, GUYTON, GA 31312. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed. Said property will be sold on an "as-is" basis without any representation, warranty or recourse against the above-named or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is Christopher T. Clemmons and Catherine C. Clemmons, or tenants(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. The entity having full authority to negotiate, amend and modify all terms of the loan (although not required by law to do so) is: Select Portfolio Servicing, Inc , Loss Mitigation Dept., PO Box 65250 Salt Lake City, UT 84165-0250 Telephone Number: (888) 818-6032. Nothing in O.C.G.A. Section 44-14-162.2 shall be construed to require a secured creditor to negotiate, amend, or modify the terms of the mortgage instrument. U.S. Bank Trust National Association, not in its individual capacity, but solely in its capacity as trustee of Citigroup Mortgage Loan Trust 2024-RP1 as Attorney in Fact for Christopher T. Clemmons and Catherine C. Clemmons THE BELOW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Contact: Premium Title Services, Inc.. 114 Mesa Park Drive, Suite 100, El Paso, TX 79912 Telephone Number: (866) 337-7097 Case No. TS No.: 2026-00015-GA-SPS Ad Run Dates: 7/8/2026 7/15/2026 7/22/2026 7/29/2026 https://www.altisource.com/LoginPage.aspx 23768 7.29.26 RL