NOTICE OF SALE UNDER POWER STATE OF GEORGIA, COUNTY OF EFFINGHAM By virtue of a Power of Sale contained in that certain Security Deed from GREGORY KIM HOBBS JR and ELIZABETH PATRICIA HOBBS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ACTING SOLELY AS NOMINEE FOR RENASANT BANK, ITS SUCCESSORS AND ASSIGNS, dated September 27, 2019 and recorded on October 3, 2019 in Deed Book 2549, Page 274, in the Office of the Clerk of Superior Court of Effingham County, Georgia, said Security Deed having been given to secure a Note of even date, in the original principal amount of One Hundred Seventy-Eight Thousand Five Hundred Thirty-Four and 00/100 dollars ($178,534.00) with interest thereon as provided therein, as last transferred to RENASANT BANK, recorded in Deed Book 2804, Page 143, aforesaid records, will be sold at public outcry to the highest bidder for cash before the courthouse door of Effingham County, Georgia, or at such place as has or may be lawfully designated as an alternative location, within the legal hours of sale on the first Tuesday in November, 2026, all property described in said Security Deed including but not limited to the following described property: ALL THAT CERTAIN LOT, TRACT OR PARCEL OF LAND SITUATE, LYING AND BEING IN EFFINGHAM COUNTY, GEORGIA, KNOWN AS LOT 384, SHADOWBROOK SUBDIVISION, PHASE 4, UPON A MAP THEREOF PREPARED FOR ELBOW CAY LAND HOLDINGS LLC BY SUNDIAL LAND SURVEYING DATED FEBRUARY 8, 2018, RECORDED IN PLAT BOOK 28, PAGE 281, IN THE OFFICE OF THE CLERK OF SUPERIOR COURT OF EFFINGHAM COUNTY, GEORGIA. SAID LOT WAS CONVEYED TO HORIZON HOME BUILDERS OF SAVANNAH, LLC BY LIMITED WARRANTY DEED DATED MAY 23, 2018, RECORDED IN DEED BOOK 2467, PAGE 813, IN THE AFORESAID CLERK`S OFFICE. SAID MAP AND DEED ARE INCORPORATED HEREIN BY REFERENCE. Said property may more commonly be known as 106 White Mulberry Ct, Springfield, GA 31329. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney's fees (notice of intent to collect attorney's fees having been given). The individual or entity that has full authority to negotiate, amend and modify all terms of the loan is Renasant Bank, c/o Onity Mortgage, 2001 Bishops Gate Blvd, Mail Stop SV-01, Mt. Laurel, NJ 08054, (866) 946-0081. Said property will be sold on an "as-is" basis without any representation, warranty or recourse against the above-named or the undersigned. The sale will also be subject to the following items which may affect the title: a) zoning ordinances; b) matters which would be disclosed by an accurate survey or by an inspection of the property; c) any outstanding ad valorem taxes, including taxes, which constitute liens upon said property whether or not now due and payable; d) special assessments; e) the right of redemption of any taxing authority; f) all outstanding bills for public utilities which constitute liens upon said property; g) all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the owners and party in possession of the property are _ Elizabeth Patricia Hobbs, Gregory Kim Hobbs, Jr. and or tenant(s). The sale will be conducted subject to 1) confirmation that the sale is not prohibited under the U.S. Bankruptcy code and 2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Renasant Bank as Attorney-in-Fact for GREGORY KIM HOBBS JR and ELIZABETH PATRICIA HOBBS Contact: Padgett Law Group: 6267 Old Water Oak Road, Suite 203, Tallahassee, FL 32312; (850) 422-2520 26-005292 Ad Run Dates: 10/07/2026 ,10/14/2026 ,10/21/2026 ,10/28/2026 ; 24203 10.28.26 RL