STATE OF GEORGIA COUNTY OF EFFINGHAM NOTICE OF SALE UNDER POWER Pursuant to the power of sale contained in the Security Deed executed by GENE A DAVIS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS GRANTEE, AS NOMINEE FOR BANK OF AMERICA, N.A. in the original principal amount of $130,000.00 dated October 21, 2014, and recorded in Deed Book 2265, Page 650, Effingham County records, said Security Deed being last transferred to SELECT PORTFOLIO SERVICING, INC. in Deed Book 3004, Page 386, Effingham County records, the undersigned will sell at public outcry to the highest bidder for cash, before the Courthouse door in said County, or at such other place as lawfully designated, within the legal hours of sale, on 7/7/2026, the property in said Security Deed and described as follows: ALL THOSE CERTAIN TRACTS OR PARCELS OF LAND LYING, BEING AND SITUATE IN THE 9TH G. M .D., CITY OF RINCON, EFFINGHAM COUNTY, GEORGIA, AS SHOWN ON A PLAT BY GEORGE M. FERREIRA TITLED "RETRACEMENT SURVEY", COMMONLY KNOWN AS 413 MIDDLEGROUND ROAD, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: COMMENCING AT THE INTERSECTION OF THE WESTERN RIGHT-OF-WAY LINE OF MIDDLEGROUND ROAD AND THE CENTERLINE OF CHATHAM STEET; EXTEND THENCE, NORTHERLY ALONG THE WESTERN RIGHT OF WAY LINE OF MIDDLEGROUND ROAD, N34deg13'57"W, A DISTANCE OF 323.10', TO A POINT WHICH IS THE "POINT OF BEGINNING". FROM SAID "POINT OF BEGINNING"; EXTEND THENCE, SOUTH 56deg52'35" WEST, A DISTANCE OF 257.91 FEET TO A POINT; EXTEND THENCE NORTH 32deg05'33" WEST, A DISTANCE OF 181.29 FEET TO A POINT; EXTEND THENCE NORTH 58deg55'14" EAST A DISTANCE OF 251.47 FEET TO A POINT; EXTEND THENCE SOUTH 34deg13'57" EAST A DISTANCE OF 172.32 FEET TO A POINT, WHICH IS THE POINT OF BEGINNING. SAID PROPERTY CONTAINING 1.033 ACRES, MORE OR LESS AND MORE PARTICULARLY IDENTIFIED AS "N/F GENE A. DAVIS, 413 MIDDLE GROUND ROAD, R2150007" ON THE RETRACEMENT SURVEY BY GEORGE M. FERREIRA DATED AUGUST 25, 2021 AND ATTACHED HERTO AS EXHIBIT "1". TAX PARCEL ID: R2150007 Said property being known as: 413 MIDDLEGROUND RD, RINCON, GA 31326 To the best of the undersigned's knowledge, the party or parties in possession of said property is/are GENE A DAVIS or tenant(s). The debt secured by said Security Deed has been and is hereby declared due and payable because of, among other possible events of default, failure to pay the indebtedness as provided for in the Note and said Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to the following: (1) any outstanding ad valorem taxes (including taxes which are a lien, whether or not yet due and payable); (2) the right of redemption of any taxing authority; (3) any matters which might be disclosed by an accurate survey and inspection of the property; and (4) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Said sale will be conducted subject to the following: (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. The name, address, and telephone number of the individual or entity who has full authority to negotiate, amend, and modify all terms of the mortgage is as follows: Select Portfolio Servicing, Inc. 3217 S. Decker Lake Drive Salt Lake City, UT 84119 800-635-9698 Note that pursuant to O.C.G.A. SS 44-14-162.2, the above individual or entity is not required by law to negotiate, amend, or modify the terms of the mortgage. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. "SELECT PORTFOLIO SERVICING, INC.", UNLESS THIS WOULD CREATE A TRANSFER TAX OBLIGATION AT TRANSFER OF TITLE, IN WHICH CASE, USE "FEDERAL HOME LOAN MORTGAGE CORPORATION" (PURSUANT TO THE FREDDIE MAC SERVICING GUIDE), as Attorney-in-Fact for GENE A DAVIS Robertson, Anschutz, Schneid, Crane & Partners, PLLC 13010 Morris Rd., Suite 450 Alpharetta, GA 30004 Phone: 470-321-7112 Firm File No. 26-399982 23694 7.1.26 RL