NOTICE OF SALE UNDER POWER GEORGIA, EFFINGHAM COUNTY By virtue of a Power of Sale contained in that certain Security Deed from MAKPOW MARKETING & INVESTMENTS LLC to CV3 FINANCIAL SERVICES, LLC, dated August 4, 2025, recorded August 12, 2025, in Deed Book 2989, Page 289, Effingham County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Three Hundred Thirty-Nine Thousand Five Hundred and 00/100 dollars ($339,500.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to UMB BANK, NATIONAL ASSOCIATION, NOT IN ITS INDIDVUAL CAPACITY, BUT SOLELY AS LEGAL TITLE TRUSTEE FOR MLM 13648 TITLE TRUST, there will be sold at public outcry to the highest bidder for cash at the Effingham County Courthouse, within the legal hours of sale on the first Tuesday in May, 2026, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND, SITUATE, LYING AND BEING IN THE 9TH G.M. DISTRICT, EFFINGHAM COUNTY, GEORGIA, BEING KNOWN AND DESIGNATED AS LOT 169, CLOVER POINT AT BELMONT GLEN SUBDIVISION, PHASE 1-A, ACCORDING TO A PLAT OF SURVEY RECORDED IN PLAT CABINET D, SLIDE 60 E-1, CLERK`S OFFICE, EFFINGHAM SUPERIOR COURT. SAID PLAT AND THE RECORDED COPY THEREOF ARE INCORPORATED BY REFERENCE FOR ALL PURPOSES.SUBJECT TO ALL EASEMENTS, ORDINANCES, COVENANTS, CONDITIONS, RESTRICTIONS AND RIGHTS-OF-WAY OF RECORD, IF ANY.ADDRESS UNDER CURRENT SYSTEM OF NUMBERING: 158 CLOVER POINT CIRCLE, GUYTON, GEORGIA 31312. Said legal description being controlling, however the property is more commonly known as 158 CLOVER POINT CIR, GUYTON, GA 31312. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed. Said property will be sold on an "as-is" basis without any representation, warranty or recourse against the above-named or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is MAKPOW MARKETING & INVESTMENTS LLC , or tenants(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed, and (3) purchaser's tendering to Rubin Lublin, LLC, anti-money laundering information as required pursuant to the FinCEN Real Estate Report Rule. Failure to provide information, could result in rescission of the sale. The entity having full authority to negotiate, amend and modify all terms of the loan (although not required by law to do so) is: CV3 Financial Services, Loss Mitigation Dept., 2101 E El Segundo Blvd Suite 203, El Segunda, CA 90245, Telephone Number: 949-849-0028. Nothing in O.C.G.A. Section 44-14-162.2 shall be construed to require a secured creditor to negotiate, amend, or modify the terms of the mortgage instrument. UMB BANK, NATIONAL ASSOCIATION, NOT IN ITS INDIDVUAL CAPACITY, BUT SOLELY AS LEGAL TITLE TRUSTEE FOR MLM 13648 TITLE TRUST as Attorney in Fact for MAKPOW MARKETING & INVESTMENTS LLC THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Attorney Contact: Rubin Lublin, LLC 3145 Avalon Ridge Place, Suite 100, Peachtree Corners, GA 30071 Telephone Number: (877) 813-0992 Case No. CV3-26-00323-1 Ad Run Dates 04/08/2026, 04/15/2026, 04/22/2026, 04/29/2026 rlselaw.com/property-listing 23348 4.29.26 RL