NOTICE OF SALE UNDER POWER Under and by virtue of the Power of Sale contained in a Security Deed from SHARPEST ENTERPRISES, LLC, A GEORGIA LIMITED LIABILITY COMPANY to COMMERCIAL LENDER LLC, DELAWARE LIMITED LIABILITY COMPANY, dated JUNE 16, 2023, and recorded on JUNE 20, 2023, in BOOK 2854, PAGE 903, of the EFFINGHAM County, Georgia Records; as last assigned to U.S. BANK TRUST NATIONAL ASSOCIATION, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS TRUSTEE FOR TREATY OAK MORTGAGE TRUST (Secured Creditor); conveying the after-described property to secure a Note in the original principal amount of $116,919.00 with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of EFFINGHAM County, Georgia, within the legal hours of sale on the first TUESDAY in MAY, 2026, the following described property: ALL THAT CERTAIN LOT, TRACT, OR PARCEL OF LAND SITUATE, LYING AND BEING IN THE 11TH G.M. DISTRICT, OF EFFINGHAM COUNTY, GEORGIA, BEING KNOWN AND DESIGNATED AS LOT 8, SPRING BRANCH SUBDIVISION, PHASE I, AS SHOWN AND MORE PARTICULARLY DESCRIBED ON THAT CERTAIN PLAT BY WARREN E. POYTHRESS, R.L.S. #1953, DATED APRIL 25, 1994, AND RECORDED IN THE OFFICE OF THE CLERK OF THE SUPERIOR COURT OF EFFINGHAM COUNTY, GEORGIA, IN PLAT CABINET "A",SLIDE 270-B. SAID PLAT BEING SPECIFICALLY INCORPORATED HEREIN FOR ANY AND ALL PURPOSES INCLUDING SPECIFICALLY, FOR DETERMINATION OF THE EXACT LOCATION OF THE BOUNDARIES OF SAID PROPERTY. PROPERTY KNOWN AS 115 MAGNOLIA DRIVE, SPRINGFIELD, GEORGIA, 31329 AND HAVING PIN S1170008. THIS BEING THE SAME PROPERYT CONVEYED TO LIMITED WARRANTY DEED FROM CMG MORTGAGE, INC. TO SHARPEST ENTERPRISES, LLC DATED OCTOBER 20, 2017 AND RECORDED IN SAID CLERK'S OFFICE IN DEED BOOK 2434, PAGE 524. SUBJECT TO RESTRICTIVE COVENANTS AND EASEMENTS OF RECORD. Map/Parcel S1170008 The indebtedness secured by said Security Deed has been and is hereby declared due and payable because of, among other possible events of default, non-payment of the monthly installments as required by said Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given) and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments or easements, liens, zoning ordinances, restrictions, covenants, and any security deeds, mortgages or deeds of trust or any matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: U.S. BANK TRUST NATIONAL ASSOCIATION, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS TRUSTEE FOR TREATY OAK MORTGAGE TRUST, c/o Fay Servicing, LLC 1601 LBJ Freeway, Suite 150, Farmers Branch, TX 75234, 1-800-495-7166. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best of the undersigned's knowledge and belief, said property is also known as 115 Magnolia Dr., Springfield, GA 31329, and the party in possession of the property is/are SHARPEST ENTERPRISES, LLC, A GEORGIA LIMITED LIABILITY COMPANY or a tenant or tenants of said property. U.S. BANK TRUST NATIONAL ASSOCIATION, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS TRUSTEE FOR TREATY OAK MORTGAGE TRUST As Attorney-in-Fact for SHARPEST ENTERPRISES, LLC, A GEORGIA LIMITED LIABILITY COMPANY SOLOMON BAGGETT, LLC 3763 Rogers Bridge Road Duluth, GA 30097 (678) 243-2515 THE LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Publish: 4/8/26, 4/15/26, 4/22/26, 4/29/26 23264 4.29.26 RL