NOTICE OF SALE UNDER POWER GEORGIA, EFFINGHAM COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Jeremy Dalton Patterson, Gloria June Redmon to Mortgage Electronic Registration Systems, Inc., as grantee, as nominee for Caliber Home Loans, Inc., its successors and assigns dated June 27, 2022, recorded in Deed Book 2793, Page 1, Effingham County, Georgia Records, as last transferred to NewRez LLC d/b/a Shellpoint Mortgage Servicing by assignment recorded in Deed Book 2995, Page 489, Effingham County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of NINETY-EIGHT THOUSAND ONE HUNDRED EIGHTY-EIGHT AND 0/100 DOLLARS ($98,188.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Effingham County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in March, 2026, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice pursuant to O.C.G.A. SS 13-1-11 having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and any matters of record including, but not limited to, those superior to the Security Deed first set out above. Said property will be sold on an "as-is" basis without any representation, warranty or recourse against the above-named or the undersigned. NewRez LLC d/b/a Shellpoint Mortgage Servicing is the holder of the Security Deed to the property in accordance with OCGA SS 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Shellpoint Mortgage Servicing, 75 Beattie Place, Suite 300, Greenville, SC 29601, (800) 365-7107. Note, however, that such entity is not required by law to negotiate, amend or modify the terms of the loan. To the best knowledge and belief of the undersigned, the party in possession of the property is Jeremy Dalton Patterson and Gloria June Redmon or a tenant or tenants and said property is more commonly known as 202 W 3rd St, Springfield, GA 31329. Should a conflict arise between the property address and the legal description the legal description will control. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. NewRez LLC d/b/a Shellpoint Mortgage Servicing as Attorney in Fact for Jeremy Dalton Patterson, Gloria June Redmon McCalla Raymer Leibert Pierce, LLP 1544 Old Alabama Rd Roswell, GA 30076 www.foreclosurehotline.net EXHIBIT "A" ALL that certain lot, tract or parcel of land situate, lying and being in the City of Springfield, 11th G.M. District, Effingham County, Georgia, being known as a portion of Lots Number Seven (7) and Eight (8), in Block Number 130, having such distance, metes and bounds as is shown upon a plat of survey prepared by Paul Weitman, County Surveyor, dated March 16, 1972, recorded in the Office of the Clerk of the Superior Court of Effingham County, Georgia, in Plat Book 7, page 50, (previously shown in error as Surveyor's Record Book J, page 131), which is incorporated Into this description by specific reference thereto. Reference is made to said plat and the recordings thereof for all purposes hereof. The portions of lots herein conveyed and described are bounded as a whole as follows: On the Northeast by Railroad Avenue; on the Southeast by Third Street; on the Southwest by other portions of said Lots Seven (7) and Eight (8), Block 130, and on the Northwest by a remaining portion of Lot Seven (7) Block 130, with all the rights, members and appurtenances to said party of the first part in any wise appertaining or belonging. This being the same property conveyed by Clara B. Tebeau to Christine T, Kocher as evidenced by that certain Gift Deed dated October 2, 1990 and recorded in Deed Book 285, page 120, aforesaid records. SUBJECT, HOWEVER, to all restrictive covenants, easements and rights-of-way of record. Said property has a current property tax identification number of 51020.021.000 with a street address of 202 W. Third Street, Springfield, Georgia, 31329. MR / KR March 3, 2026 Our file no. 25-19869GA-FT18 25-19869GA 23000 2.25.26 RL