NOTICE OF SALE UNDER POWER GEORGIA, EFFINGHAM COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Rachel Webb Pevey to Citifinancial Services, Inc. dated February 8, 2006, recorded in Deed Book 1403, Page 355, Effingham County, Georgia Records, as last transferred to U.S. Bank Trust Company, National Association, not in its individual capacity but solely as Indenture Trustee of CIM Trust 2023-R2 by assignment recorded in Deed Book 3012, Page 714, Effingham County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FIFTY-NINE THOUSAND FOUR HUNDRED SEVENTY-TWO AND 74/100 DOLLARS ($59,472.74), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Effingham County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in February, 2026, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice pursuant to O.C.G.A. SS 13-1-11 having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and any matters of record including, but not limited to, those superior to the Security Deed first set out above. Said property will be sold on an "as-is" basis without any representation, warranty or recourse against the above-named or the undersigned. U.S. Bank Trust Company, National Association, not in its individual capacity but solely as Indenture Trustee of CIM Trust 2023-R2 is the holder of the Security Deed to the property in accordance with OCGA SS 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Fay Servicing, LLC, 425 S. Financial Place, Suite 2000, Chicago, IL 60605, 800-495-7166. Note, however, that such entity is not required by law to negotiate, amend or modify the terms of the loan. To the best knowledge and belief of the undersigned, the party in possession of the property is Rachel Webb Pevey or a tenant or tenants and said property is more commonly known as 304 7th Ave, Guyton, GA 31312. Should a conflict arise between the property address and the legal description the legal description will control. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. U.S. Bank Trust Company, National Association, not in its individual capacity but solely as Indenture Trustee of CIM Trust 2023-R2 as Attorney in Fact for Rachel Webb Pevey McCalla Raymer Leibert Pierce, LLP 1544 Old Alabama Rd Roswell, GA 30076 www.foreclosurehotline.net EXHIBIT "A" ALL THAT CERTAIN LOT OR PARCEL OF LAND SITUATE, LYING AND BEING IN THE 10TH G.M. DISTRICT, EFFINGHAM COUNTY, GEORGIA, AND IN THE CITY OF GUYTON OF GEORGIA , HAVING A NORTHERN FRONTAGE OF 140 FEET ON SEVENTH AVENUE AND A UNIFORM RECTANGULAR DEPTH SOUTHWARD OF 100 FEET AND BOUNDED: ON THE NORTH BY SEVENTH AVENUE: ON THE EAST BY LOT OF WINTON E. OWENS AND MARY A. OWENS: ON THE SOUTH AND ON THE WEST BY LOT OF ERNEST A. WEBB. BEING THE SAME PROPERTY CONVEYED TO RACHEL WEBB PEVEY, WIDOW BY DEED FROM ADRIAN HARVEY PEVEY, DECEASED RECORDED 04-09 2003 IN DEED BOOK 948 PAGE 275, IN THE OFFICE OF THE CLERK OF THE SUPERIOR COURT OF EFFINGHAM COUNTY, GEORGIA. TAX ID# G004-9 MR / CA February 3, 2026 Our file no. 25-19331GA-FT18 25-19331GA 22950 1.28.26 RL