STATE OF GEORGIA ) NOTICE OF SALE UNDER POWER COUNTY OF SCREVEN & EFFINGHAM ) Under and by virtue of the power of sale granted by JESS W. STOKES, JR. ("Grantor") to QUEENSBOROUGH NATIONAL BANK & TRUST COMPANY ("Grantee") in that certain Deed to Secure Debt dated JANUARY 7, 2009, and recorded in the Office of the Clerk of the Superior Court of SCREVEN County, Georgia, in Deed Book 393, Page(s) 180, et seq., further and recorded in the Office of the Clerk of the Superior Court of EFFINGHAM County, Georgia, in Deed Book 1515, Page(s) 48, et seq. Grantee will offer for sale at public outcry before the Courthouse Doors, in both Screven and Effingham County, Georgia, within the legal hours of sale on the First Tuesday in January 2026, being January 6, 2026, for CASH to the highest bidder, the purchaser paying the transfer tax, all costs of preparing and recording a deed of conveyance, ad valorem taxes and all other assessments or liens against the property, if any, the following-described properties, to-wit: SEE "EXHIBIT A" ATTACHED HERETO The above-referenced Deed to Secure Debt was given to secure an indebtedness evidenced by a Promissory Note in the original principal amount of EIGHTY-EIGHT THOUSAND SEVEN HUNDRED AND FIFTY 00/100 DOLLARS ($88,750.00) with interest thereon, and also any renewals, extensions, or modifications of any such indebtedness in whole or in part and all future advances that were made by Grantee. The indebtedness secured by said Deed to Secure Debt has been and is again declared due and payable in full because of, among other events of default, the failure of Borrower to make payments when due in the manner provided in the Promissory Note. The indebtedness remaining in default, the sale will be made for the purpose of applying the proceeds thereof to the payment of the indebtedness secured by the said Deed to Secure Debt, accrued interest thereon, expenses of the sale, attorneys' fees (notice of intention to collect attorneys' fees having been given) and all other sums secured by the Deed to Secure Debt, and the remainder, if any, shall be applied as provided by said Deed to Secure Debt and by law. To the best of the undersigned's knowledge and belief, the property described on "Exhibit A" is in the possession of JESS W. STOKES, JR. or a tenant or tenants. The property is more commonly known as 46.50 ACRES OFF OLD LOUISVILLE RD M&P 02080018 AND 2.61 ACRES OFF EFFINGHAM HWY M&P 142 015A, NEWINGTON, GEORGIA 30446. Said property will be sold as the property of JESS W. STOKES, JR. and subject to any outstanding ad valorem taxes (including taxes which are a lien, but are not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, zoning ordinances, covenants, all liens, encumbrances, easements, restrictions or other matters of record that may have priority over said Deed to Secure Debt, if any. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U. S. Bankruptcy Code, and (2) to final confirmation and audit of the status of the Loan with the holder of the Deed to Secure Debt. In compliance with Official Code of Georgia Section 44-124-162.2, Grantee hereby states that the person with full authority to negotiate, amend, and modify all terms of the security deed with the debtor is Mr. Tom Watson, whose address is 113 East Broad Street, Louisville, Georgia 30434 and whose telephone number is 478-625-2021. However, this statement does not imply that Grantee will in fact agree to negotiate, amend and modify the terms of the security deed. QUEENSBOROUGH NATIONAL BANK & TRUST COMPANY, James C. Overstreet, Jr., KLOSINSKI OVERSTREET, LLP, 1229 Augusta West Parkway, Augusta, Georgia 30909, Tel: 706-863-2255. "EXHIBIT A" All that certain lot, tract or parcel of land situate, lying and being in the 12th G. M. District, Effingham County, Georgia, containing Forty-two and one-half (421/2) acres, more or less, and bounded on the northeast by the right-of-way of the Central of Georgia Railway; on the southeast by lands of Mrs. Rimes; on the southwest by lands of G. B. Ash and the Old Louisville Public Road; and on the Northwest by lands formerly of Smith and/or Cribs and lands of Dasher, now Bomar, Inc., according to a map or plat of said parcel of land made by D. M. Weitman, December 18, 1994, and recorded in Book "G", page 17, of the Surveyor's Records of Effingham County, Georgia. This being the same tract of land conveyed by Warranty Deed from Bomar, Inc. to Jess W. Stokes, Jr. and Cathryn H. Stokes, dated April 5,1974, and recorded in the Office of the Clerk of the Superior Court of Effingham County, Georgia, in Deed Book 166, page 274. ALSO: All that certain tract or parcel of land containing Eight and Thirty-seven Hundredths (8.37) acres, more or less, lying mostly in the It G. M. District of Effingham County, Georgia, but partly within the 167e District of Screven County, Georgia, as shown by a plat of survey made by Robert L Bell, Surveyor, dated May 27, 1970, and recorded in Plat Book 5, page 86, public records of Effingham County, Georgia, which plat is hereby referred to and made a part of this description. Said tract being bounded now or formerly as follows: On the Northeast by the right-of--way of the Central of Georgia Railroad and lands of Bomar, Inc; on the Southeast by lands of Bomar, Inc; on the Southwest by lands of G. B. Ash, Jr., the center of Old Louisville Road being the line, and on the Northwest by lands of Oscar Stanford; all as shown on said plat of survey. This being the same tract of land conveyed by Warranty Deed from Bomar, inc. to Jess W. Stokes, Jr. and Cathryn H. Stokes, dated April 5,1974. and recorded in the Office of the Clerk of the Superior Court of Effingham County, Georgia, in Deed Book 166, page 274. Subject, however, to easements of record and to those which may be evidenced by use. This property being known and designated as Parcel 018 on Map 208 in the Office of the Tax Assessor of Effingham County, Georgia and as Parcel 015A on Map 142 in the Office of the Tax Assessor of Screven County, Georgia. 22914 12/31/25 RL