NOTICE OF SALE UNDER POWER STATE OF GEORGIA, COUNTY OF EFFINGHAM By virtue of a Power of Sale contained in that certain Security Deed from Kevin Brinkley and Kristin Brinkley to Mortgage Electronic Registration Systems, Inc., as nominee for loanDepot.com, LLC, dated January 17, 2020 and recorded on January 28, 2020 in Deed Book 2570, Page 719, in the Office of the Clerk of Superior Court of Effingham County, Georgia, said Security Deed having been given to secure a Note of even date, in the original principal amount of One Hundred Ninety-Two Thousand Eight Hundred and 00/100 dollars ($192,800.00) with interest thereon as provided therein, as last transferred to loanDepot.com, LLC, recorded in Deed Book 2870, Page 799, aforesaid records, will be sold at public outcry to the highest bidder for cash before the courthouse door of Effingham County, Georgia, or at such place as has or may be lawfully designated as an alternative location, within the legal hours of sale on the first Tuesday in December, 2025, all property described in said Security Deed including but not limited to the following described property: All that certain Lot, Tract or Parcel of Land situate, lying and being in the 1559th G.M. District of Effingham County, Georgia, and being known and designated as Lot 165, South Bend Subdivision, Phase III, as shown on the Map or Plat of said Subdivision recorded in the Office of the Clerk of Superior Court of Effingham County, Georgia, in Plat Cabinet C, Slides 170C, 170D and 170E. Said Map or Plat incorporated herein by specific reference for a complete description of the property herein conveyed. Said property may more commonly be known as 113 Thoroughbred Drive, Guyton, GA 31312. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney's fees (notice of intent to collect attorney's fees having been given). The individual or entity that has full authority to negotiate, amend and modify all terms of the loan is loanDepot.com, LLC , 5465 Legacy Drive, Suite 400, Plano, Texas 75024, 1-949-380-3279. Said property will be sold on an "as-is" basis without any representation, warranty or recourse against the above-named or the undersigned. The sale will also be subject to the following items which may affect the title: a) zoning ordinances; b) matters which would be disclosed by an accurate survey or by an inspection of the property; c) any outstanding ad valorem taxes, including taxes, which constitute liens upon said property whether or not now due and payable; d) special assessments; e) the right of redemption of any taxing authority; f) all outstanding bills for public utilities which constitute liens upon said property; g) all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the owners and party in possession of the property are Kevin Brinkley and Kristin Brinkley and or tenant(s). The sale will be conducted subject to 1) confirmation that the sale is not prohibited under the U.S. Bankruptcy code and 2) final confirmation and audit of the status of the loan with the holder of the Security Deed. loanDepot.com, LLC as Attorney-in-Fact for Kevin Brinkley and Kristin Brinkley Contact: Padgett Law Group: 6267 Old Water Oak Road, Suite 203, Tallahassee, FL 32312; (850) 422-2520 25-002875 Ad Run Dates: 11/05/2025 ,11/12/2025 ,11/19/2025 ,11/26/2025 ; 22705 11/26/25 RL