NOTICE OF SALE UNDER POWER GEORGIA, EFFINGHAM COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Greta A Miller, Kenneth E. Miller to Mortgage Electronic Registration Systems, Inc., as grantee, as nominee for Home America Mortgage, Inc., its successors and assigns dated December 28, 2006, recorded in Deed Book 1568, Page 431, Effingham County, Georgia Records, and as modified by that certain Loan Modification Agreement recorded in Deed Book 2737, Page 296, Effingham County, Georgia Records, as last transferred to SELENE FINANCE LP by assignment recorded in Deed Book 2266, Page 818, Effingham County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-NINE THOUSAND THREE HUNDRED FORTY-TWO AND 0/100 DOLLARS ($169,342.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Effingham County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in October, 2025, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice pursuant to O.C.G.A. SS 13-1-11 having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and any matters of record including, but not limited to, those superior to the Security Deed first set out above. Said property will be sold on an "as-is" basis without any representation, warranty or recourse against the above-named or the undersigned. SELENE FINANCE LP is the holder of the Security Deed to the property in accordance with OCGA SS 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Selene Finance LP, 3501 Olympus Boulevard, 5th Floor, Suite 500, Dallas, TX 75019, 8777683759. Note, however, that such entity is not required by law to negotiate, amend or modify the terms of the loan. To the best knowledge and belief of the undersigned, the party in possession of the property is Greta A Miller and Kenneth E. Miller or a tenant or tenants and said property is more commonly known as 106 Tyler St, Rincon, GA 31326. Should a conflict arise between the property address and the legal description the legal description will control. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. SELENE FINANCE LP as Attorney in Fact for Greta A Miller, Kenneth E. Miller McCalla Raymer Leibert Pierce, LLP 1544 Old Alabama Rd Roswell, GA 30076 www.foreclosurehotline.net EXHIBIT "A" All that tract or certain portion of lot, tract or parcel of land situate, lying and being in the City of Rincon, 9th G.M. District, Effingham County, Georgia, and being known and designated upon a map or plan of a portion of the Southern portion of the H. Wiley Johnson Tract recorded in the Office of the Clerk of the Superior Court of Effingham County, Georgia, in Plat Record Plat Book 1, Page 215, and upon a map or plan prepared by Robert D. Gignilliat, Jr., dated August 22, 1977, and being more particularly described as follows: Commencing at the point of intersection of the Southerly line of Williams Street with the Easterly line of Tyler Street and proceeding thence along said Easterly line of Tyler Street South 24 degrees 30 minutes East a distance of 177.8 feet to a point, being the POINT OF BEGINNING; proceeding thence North 55 degrees 06 minutes East a distance of 125 feet to a point; proceeding thence South 24 degrees 28 minutes East a distance of 20 feet to a stake proceeding thence North 55 degrees 08 minutes East a distance of 103.5 feet to an iron pipe; proceeding thence South 34 degrees 07 minutes East a distance of 100 feet to an iron pipe; proceeding thence South 55 degrees 06 minutes West a distance of 245.2 feet to an iron pipe located on the Easterly line of Tyler Street; proceeding thence North 24 degrees 30 West a distance of 120 feet to a point, being the POINT OF BEGINNING. The property hereby conveyed being bounded Northwardly by the remaining portion of Lot Forty-Six (46); Easterly by Lots Fight (8) and Ten (10); Southwardly by Lot Six (6); and Westwardly by Tyler Street. Tax Map or Parcel ID No. R21-45A. More commonly known as 106 Tyler Street, Rincon, GA 31326 MR / KR October 7, 2025 Our file no. 25-18297GA-FT8 25-18297GA 22488 10/1/25 RL