STATE OF GEORGIA COUNTY OF EFFINGHAM NOTICE OF SALE UNDER POWER Pursuant to the power of sale contained in the Security Deed executed by JUDY LAVERN OGLESBY to WELLS FARGO BANK, N.A. in the original principal amount of $133,500.00 dated November 2, 2021, and recorded in Deed Book 2742, Page 757, Effingham County records, said Security Deed being last transferred to NEWREZ LLC DBA SHELLPOINT MORTGAGE SERVICING in Deed Book 2967, Page 671, Effingham County records, the undersigned will sell at public outcry to the highest bidder for cash, before the Courthouse door in said County, or at such other place as lawfully designated, within the legal hours of sale, on October 7, 2025, the property in said Security Deed and described as follows: ALL THAT CERTAIN LOT, TRACT OR PARCEL OF LAND SITUATE, LYING AND BEING IN EFFINGHAM COUNTY, GEORGIA, AND BEING KNOWN AND DESIGNATED AS LOT 18, WILLIAMSBURG SUBDIVISION, PHASE TWO, AS SHOWN ON THE MAP OR PLAT OF SAID SUBDIVISION RECORDED IN THE OFFICE OF THE CLERK OF THE SUPERIOR COURT OF EFFINGHAM COUNTY, GEORGIA, IN PLAT CABINET B, SLIDE 49-D, SAID MAP OR PLAT IS INCORPORATED HEREIN BY SPECIFIC REFERENCE FOR A MORE COMPLETE DESCRIPTION OF THE PROPERTY HEREIN CONVEYED. Said property being known as: 234 STEPHANIE AVE, RINCON, GA 31326 To the best of the undersigned's knowledge, the party or parties in possession of said property is/are JUDY LAVERN OGLESBY or tenant(s). The debt secured by said Security Deed has been and is hereby declared due and payable because of, among other possible events of default, failure to pay the indebtedness as provided for in the Note and said Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to the following: (1) any outstanding ad valorem taxes (including taxes which are a lien, whether or not yet due and payable); (2) the right of redemption of any taxing authority; (3) any matters which might be disclosed by an accurate survey and inspection of the property; and (4) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Said sale will be conducted subject to the following: (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. The name, address, and telephone number of the individual or entity who has full authority to negotiate, amend, and modify all terms of the mortgage is as follows: NEWREZ LLC D/B/A Shellpoint Mortgage Servicing 75 Beattie Place, Suite 300 Greenville , SC 29601 866-825-2174 Note that pursuant to O.C.G.A. SS 44-14-162.2, the above individual or entity is not required by law to negotiate, amend, or modify the terms of the mortgage. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. NEWREZ LLC DBA SHELLPOINT MORTGAGE SERVICING, as Attorney-in-Fact for JUDY LAVERN OGLESBY Robertson, Anschutz, Schneid, Crane & Partners, PLLC 13010 Morris Rd., Suite 450 Alpharetta, GA 30004 Phone: 470-321-7112 Firm File No. 25-330612 - BrS 22475 10/1/25 RL