NOTICE OF SALE UNDER POWER GEORGIA, EFFINGHAM COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Ronald A Musk to Wells Fargo Bank, N.A. dated March 14, 2013, recorded in Deed Book 2194, Page 482, Effingham County, Georgia Records, and as modified by that certain Loan Modification Agreement recorded in Deed Book 2582, Page 704, Effingham County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIX THOUSAND TWO HUNDRED FORTY-FOUR AND 0/100 DOLLARS ($106,244.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Effingham County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in October, 2025, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice pursuant to O.C.G.A. SS 13-1-11 having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and any matters of record including, but not limited to, those superior to the Security Deed first set out above. Said property will be sold on an "as-is" basis without any representation, warranty or recourse against the above-named or the undersigned. Wells Fargo Bank, N.A. is the holder of the Security Deed to the property in accordance with OCGA SS 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Bank, N.A., PO Box 10335, Des Moines, IA 50306, (800) 416-1472. Note, however, that such entity is not required by law to negotiate, amend or modify the terms of the loan. To the best knowledge and belief of the undersigned, the party in possession of the property is Ronald A Musk and The Estate of Ronald Alfred Musk or a tenant or tenants and said property is more commonly known as 115 Saddlehorn Dr, Guyton, GA 31312. Should a conflict arise between the property address and the legal description the legal description will control. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, N.A. as Attorney in Fact for Ronald A Musk McCalla Raymer Leibert Pierce, LLP 1544 Old Alabama Rd Roswell, GA 30076 www.foreclosurehotline.net EXHIBIT "A" All that certain lot, tract or parcel of land situate, lying and being in 10th G.M. District, Effingham County, Georgia, containing 3.69 Acres, More or Less, known and designated as Lot No. 45, Saddlehorn Subdivision, That is shown and more particularly described by the Plat of Survey made by Warren E. Poythress, R.L.S. #1953, dated July 27, 2000, recorded in the Office of the Clerk of the Superior Court of Effingham County, Georgia, in Plat Cabinet B, Slide 102B, which is incorporated into this description by specific reference thereto. The property is more commonly known under the current numbering system of Effingham County as: 115 Saddlehorn Drive, Guyton, GA 31312. Parcel Number: 0369B045. Subject, however, to all covenants, valid restrictions, taxes for the current year, easements and rights-of-way of record. This being the same property conveyed by Warranty Deed dated September 12, 2000 from DRSO. Inc. to Ronald A. Musk, and recorded in the Office of the Clerk of the Superior Court of Effingham County, Georgia in Deed Record Book 659, Folio 455. MR / KR October 7, 2025 Our file no. 25-18307GA-FT5 25-18307GA 22471 10/1/25 RL