NOTICE OF FORECLOSURE SALE UNDER POWER EFFINGHAM COUNTY, GEORGIA THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Allen P. McNear and Debra A. McNear to Mortgage Electronic Registration Systems, Inc., as nominee for Key Financial Corporation, a Florida Corporation dated December 13, 2007 and recorded on January 8, 2008 in Deed Book 01712, Page 0412, Effingham County, Georgia Records, and later assigned to U.S. Bank Trust National Association, as trustee for the Dwelling Series III Trust by Assignment of Security Deed recorded on October 27, 2021 in Deed Book 2738, Page 160, Effingham County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of Ninety-Three Thousand Five Hundred And 00/100 Dollars ($93,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Effingham County, Georgia, within the legal hours of sale on July 1, 2025 the following described property: All that certain lot, tract or parcel of land situate, lying and being in the County of Effingham, State of Georgia and being known and designated as Lot Twenty-One (21), Victoria Oaks Subdivision, Phase 1, as shown on a map or plan of said subdivision recorded in the Clerk's Office of the Superior Court of Effingham County, Georgia in Plat Cabinet A, Slide 383-C, said map or plan is hereby incorporated into this description by reference and made a part hereof to better determine the metes, bounds, courses and distances of the property herein conveyed. Commonly known as 116 Ashley Drive Guyton, GA 31312 However, by showing this address no additional coverage is provided. Tax ID #: 0323B-021 The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Your mortgage servicer, Nationstar Mortgage LLC, as servicer for U.S. Bank Trust National Association, as trustee for the Dwelling Series III Trust, can be contacted at 877-888-4606 or by writing to 8950 Cypress Waters Boulevard, Coppell, TX 75019, to discuss possible alternatives to avoid foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the parties in possession of the property are Debra A. McNear and Tiffany Hills or tenant(s); and said property is more commonly known as 116 Ashley Drive, Guyton, GA 31312. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. U.S. Bank Trust National Association, as trustee for the Dwelling Series III Trust as Attorney in Fact for Allen P. McNear and Debra A. McNear McMichael Taylor Gray, LLC 3550 Engineering Drive, Suite 260 Peachtree Corners, GA 30092 404-474-7149 MTG File No.: GA2025-00276 22070 6/25/25 RL