STATE OF GEORGIA COUNTY OF EFFINGHAM NOTICE OF SALE UNDER POWER Pursuant to the power of sale contained in the Security Deed executed by BRETT M. MINCEY to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR TAYLOR, BEAN AND WHITAKER MORTGAGE CORP. in the original principal amount of $92,000.00 dated April 26, 2007, and recorded in Deed Book 01619, Page 0090, Effingham County records, said Security Deed being last transferred to SELECT PORTFOLIO SERVICING, INC. in Deed Book 2967, Page 331, Effingham County records, the undersigned will sell at public outcry to the highest bidder for cash, before the Courthouse door in said County, or at such other place as lawfully designated, within the legal hours of sale, on July 01, 2025, the property in said Security Deed and described as follows: ALL THAT CERTAIN LOT, TRACT OR PARCEL OF LAND SITUATE, LYING AND BEING IN THE 9TH G.M. DISTRICT, EFFINGHAM COUNTY, GEORGIA, BEING KNOWN AS LOT 161, SECTION A, WESTWOOD HEIGHTS, AS SHOWN AND MORE PARTICULARLY DESCRIBED ON THAT CERTAIN MAP OR PLAT MADE BY HAROLD R. JOHNSON, DATED SEPTEMBER, 1963, RECORDED IN PLAT BOOK 3, PAGE 25, IN THE RECORDS OF THE CLERK OF SUPERIOR COURT OF EFFINGHAM COUNTY, GEORGIA. FOR A MORE PARTICULAR DESCRIPTION REFERENCE, IS HEREBY MADE TO THE AFORESAID PLAT, WHICH IS SPECIFICALLY INCORPORATED HEREIN AND MADE A PART HEREOF. THIS BEING THE SAME PROPERTY CONVEYED BY WARRANTY DEED FROM EDITH SHARANE MILLER TO PERRY R. MINCEY AND GINA C. MINCEY, DATED JANUARY 30, 2004, RECORDED IN DEED BOOK 1077, PAGE 325, AFORESAID RECORDS. Said property being known as: 133 MELROSE PLACE, RINCON, GA 31326 To the best of the undersigned's knowledge, the party or parties in possession of said property is/are BRETT M. MINCEY or tenant(s). The debt secured by said Security Deed has been and is hereby declared due and payable because of, among other possible events of default, failure to pay the indebtedness as provided for in the Note and said Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to the following: (1) any outstanding ad valorem taxes (including taxes which are a lien, whether or not yet due and payable); (2) the right of redemption of any taxing authority; (3) any matters which might be disclosed by an accurate survey and inspection of the property; and (4) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Said sale will be conducted subject to the following: (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. The name, address, and telephone number of the individual or entity who has full authority to negotiate, amend, and modify all terms of the mortgage is as follows: Select Portfolio Servicing, Inc. 3217 S. Decker Lake Drive Salt Lake City, UT 84119 800-635-9698 Note that pursuant to O.C.G.A. SS 44-14-162.2, the above individual or entity is not required by law to negotiate, amend, or modify the terms of the mortgage. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. SELECT PORTFOLIO SERVICING, INC., as Attorney-in-Fact for BRETT M. MINCEY Robertson, Anschutz, Schneid, Crane & Partners, PLLC 13010 Morris Rd., Suite 450 Alpharetta, GA 30004 Phone: 470-321-7112 Firm File No. 25-278666 - ChM 22064 6/25/25 RL