NOTICE OF FORECLOSURE SALE UNDER POWER EFFINGHAM COUNTY, GEORGIA Under and by virtue of the Power of Sale contained in a Security Deed given by Michelle Elaine Goldwire and Mitchell Goldwire to Option One Mortgage Corporation, dated May 27, 2005, and recorded in Deed Book 1289, Page 89, Effingham County, Georgia Records, as last transferred to Wells Fargo Bank, National Association as Trustee for Option One Mortgage Loan Trust 2005-4, Asset-Backed Certificates, Series 2005-4 by assignment recorded on June 25, 2013 in Book 2199 Page 798 in the Office of the Clerk of Superior Court of Effingham County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of Sixty-Six Thousand Four Hundred and 0/100 dollars ($66,400.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Effingham County, Georgia, within the legal hours of sale on July 1, 2025, the following described property: ALL THOSE CERTAIN LOTS OR PARCELS OF LAND SITUATE, LYING AND BEING IN THE 11TH G.M. DISTRICT OF EFFINGHAM COUNTY, GEORGIA, AND BEING NEAR THE CITY LIMITS OF SPRINGFIELD, AND BEING KNOWN AS LOT 26 IN THE PINE ACRES SUBDIVISION ACCORDING TO A PLAT OF THIRTY BUILDING LOTS MADE BY PAUL WEITMAN, COUNTY SURVEYOR, UNDER DATE OF MARCH 3, 1962, AS RECORDED IN THE OFFICE OF THE CLERK OF THE SUPERIOR COURT OF EFFINGHAM COUNTY, GEORGIA, IN PLAT BOOK 2, PAGE 168, SPECIFIC REFERENCE BEING HEREIN MADE TO SAID PLAT AND THE RECORDING THEREOF FOR A FULL DESCRIPTION AND DELINEATION OF THE LOTS HEREIN CONVEYED. PIN: 0367A-026-000 WITH IMPROVEMENTS THEREON KNOWN AS 117 ANDREW LANE, SPRINGFIELD, GEORGIA, 31329. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is: PHH Mortgage Corporation they can be contacted at 1-800-750-2518 for Loss Mitigation Dept, or by writing to 1661 Worthington Rd., Ste. 100, West Palm Beach, Florida 33409, to discuss possible alternatives to avoid foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Michelle Elaine Goldwire and Mitchell Goldwire or tenant(s); and said property is more commonly known as 117 Andrews Ln, Springfield, GA 31329. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code (2) final confirmation and audit of the status of the loan with the holder of the security deed and (3) any right of redemption or other lien not extinguished by foreclosure. Wells Fargo Bank, National Association as Trustee for Option One Mortgage Loan Trust 2005-4, Asset-Backed Certificates, Series 2005-4 as Attorney in Fact for Michelle Elaine Goldwire and Mitchell Goldwire. Brock & Scott, PLLC 4360 Chamblee Dunwoody Road Suite 310 Atlanta, GA 30341 404-789-2661 B&S file no.: 23-07341 22063 6/25/25 RL