NOTICE OF SALE UNDER POWER, EFFINGHAM COUNTY Pursuant to the Power of Sale contained in a Security Deed given by Adell Woods, Jr. to Mortgage Electronic Registration Systems, Inc., as grantee, as nominee for America's Wholesale Lender, its successors and assigns dated 1/10/2003 and recorded in Deed Book 917 Page 026 Effingham County, Georgia records; as last transferred to or acquired by NewRez LLC d/b/a Shellpoint Mortgage Servicing, conveying the after-described property to secure a Note in the original principal amount of $45,000.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Effingham County, Georgia (or such other area as designated by Order of the Superior Court of said county), within the legal hours of sale on July 1, 2025 (being the first Tuesday of said month unless said date falls on a Federal Holiday, in which case being the first Wednesday of said month), the following described property: ALL THAT CERTAIN TRACT OR PARCEL OF LAND SITUATE, LYING AND BEING IN THE 11TH G.M. DISTRICT OF EFFINGHAM COUNTY, GEORGIA, CONTAINING 1 ACRE, MORE OR LESS, AND BEING BOUNDED ON THE NORTHEAST BY LANDS OF DOROTHY HOWARD, A DISTANCE OF 205.30 FEET; ON THE SOUTHEAST BY LANDS OF WALTER L. AND AZARENE YOUNG, A DISTANCE OF 216.40 FEET; ON THE SOUTHWEST BY REEDSVILLE ROAD, A DISTANCE OF 205.30 FEET AND ON THE NORTHWEST BY LANDS OF DOROTHY HOWELL, A DISTANCE OF 216.40 FEET. EXPRESS REFERENCE IS HEREBY MADE TO PLAT OF SAID LANDS MADE BY HAROLD R. JOHNSON R.L.S. #1137, DATED MAY 6, 1994, AND RECORED IN THE OFFICE OF THE CLERK OF SUPERIOR COURT OF EFFINGHAM COUNTY, GEORGIA IN PLAT BOOK A282, PAGE E1, FOR BETTER DETERMINING THE METES AND BOUNDS OF SAID LANDS OF SAID LANDS HEREIN CONVEYED. THIS BEING THE SAME PROPERTY CONVEYED BY MARY ANNETTE BARTLEY, ACTING THROUGH HER DULY APPOINTED AGENT AND ATTORNEY IN FACT BANK ONE, NATIONAL ASSOCIATION, F/K/A. THE FIRST NATIONAL BANK OF CHICAGO, AS TRUSTEE TO BANK ONE, NATIONAL ASSOCIATION, F/K/A THE FIRST NATIONAL BANK OF CHICAGO, AS TRUSTEE, AS EVIDENCED BY THAT CERTAIN DEED UNDER POWER DATED NOVEMBER 6, 2001, RECORDED IN DEED BOOK 777, PAGE 104, AFORESAID RECORDS. SUBJECT HOWEVER TO ALL VALID RESTRICTIVE COVENANTS, EASEMENTS, AND RIGHTS-OF-WAY OF RECORD. THE GRANTOR REPRESENTS COVENANTS, AND AGREES THAT THE 1994 GRAND MANOR MOBILE HOME, SERIAL NUMBER GAFMID0208AB, LOCATED ON THE LAND IS TO REMAIN ON THE LAND AND HAS BEEN PERMANENTLY AFFIXED TO THE LAND DESCRIBED HEREIN, SO AS TO BECOME A PART OF THE REAL PROPERTY. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property is commonly known as 1110 Reidsville Rd, Clyo, GA 31303 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Lucinda W. David or tenant or tenants. Shellpoint Mortgage Servicing is the entity or individual designated, who shall have full authority to negotiate, amend and modify all terms of the mortgage. Shellpoint Mortgage Servicing PO Box 10826 Greenville, SC 29603-0826 1-800-365-7107 Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan. Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above. NewRez LLC d/b/a Shellpoint Mortgage Servicing as agent and Attorney in Fact for Adell Woods, Jr. Aldridge Pite, LLP, Six Piedmont Center, 3525 Piedmont Road, N.E., Suite 700, Atlanta, Georgia 30305, (404) 994-7400. 1263-4485A THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1263-4485A 22056 6/25/25 RL