NOTICE OF FORECLOSURE SALE UNDER POWER EFFINGHAM COUNTY, GEORGIA THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Gary L. Smith Jr. and Melissa T. Smith to Mortgage Electronic Registration Systems, Inc., as grantee, as nominee for Flagstar Bank, N.A. dated June 2, 2023 and recorded on July 7, 2023 in Deed Book 2858, Page 734, Effingham County, Georgia Records, and later assigned to Lakeview Loan Servicing, LLC by Assignment of Security Deed recorded on April 9, 2025 in Deed Book 2966, Page 264, Effingham County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of Two Hundred Sixty-Two Thousand Six Hundred Twenty-Six And 00/100 Dollars ($262,626.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Effingham County, Georgia, within the legal hours of sale on June 3, 2025 the following described property: All that certain lot, tract or parcel of land situate, lying and being in the 11th G.M. District of Effingham County, Georgia, and being known and designated upon the map or plat of Rebel Estates Subdivision, Phase II, made by Adolph N. Michelis, R.L.S. #1323, dated December 14, 2006 and recorded in the Office of the Clerk of Superior Court of Effingham County, Georgia, in Plat Cabinet "C", Slide 150-A, as Lot 10, express reference being hereby made to said plat for all purposes hereof and which plat is hereby made a part of the this legal description for all purposes hereof, Said property is more commonly known as 101 Rebel Estates Drive, Springfield, Georgia 31329 and having a Pin No. of 0340B-010. Subject, however, to all valid easements, rights-of-way and restrictions of record. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Your mortgage servicer, Nationstar Mortgage LLC, as servicer for Lakeview Loan Servicing, LLC, can be contacted at 877-888-4606 or by writing to 8950 Cypress Water Blvd, Coppell, TX 75019, to discuss possible alternatives to avoid foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the parties in possession of the property are Gary L. Smith, Jr. and Melissa T. Smith or tenant(s); and said property is more commonly known as 101 Rebel Estates Drive, Springfield, GA 31329. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Lakeview Loan Servicing, LLC as Attorney in Fact for Gary L. Smith Jr. and Melissa T. Smith McMichael Taylor Gray, LLC 3550 Engineering Drive, Suite 260 Peachtree Corners, GA 30092 404-474-7149 MTG File No.: GA2025-00193 21937 5/28/25 RL