NOTICE OF SALE UNDER POWER GEORGIA, EFFINGHAM COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Linda J Bridges to Mortgage Electronic Registration Systems, Inc., as grantee, as nominee for CBC NATIONAL BANK, its successors and assigns dated May 22, 2015, recorded in Deed Book 2296, Page 62, Effingham County, Georgia Records, as last transferred to NewRez LLC d/b/a Shellpoint Mortgage Servicing by assignment recorded in Deed Book 2931, Page 562, Effingham County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of NINETY-NINE THOUSAND SIX HUNDRED AND 0/100 DOLLARS ($99,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Effingham County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in January, 2025, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice pursuant to O.C.G.A. ASS 13-1-11 having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and any matters of record including, but not limited to, those superior to the Security Deed first set out above. Said property will be sold on an "as-is" basis without any representation, warranty or recourse against the above-named or the undersigned. NewRez LLC d/b/a Shellpoint Mortgage Servicing is the holder of the Security Deed to the property in accordance with OCGA ASS 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Shellpoint Mortgage Servicing, 75 Beattie Place, Suite 300, Greenville, SC 29601, (800) 365-7107. Note, however, that such entity is not required by law to negotiate, amend or modify the terms of the loan. To the best knowledge and belief of the undersigned, the party in possession of the property is Linda J Bridges or a tenant or tenants and said property is more commonly known as 6 Blair Loop, Guyton, GA 31312. Should a conflict arise between the property address and the legal description the legal description will control. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. NewRez LLC d/b/a Shellpoint Mortgage Servicing as Attorney in Fact for Linda J Bridges McCalla Raymer Leibert Pierce, LLC 1544 Old Alabama Rd Roswell, GA 30076 www.foreclosurehotline.net 24-16200GA EXHIBIT "A" ALL THAT CERTAIN LOT, TRACT OR PARCEL OF LAND SITUATE, LYING AND BEING KNOWN AS LOT 109 CROSSGATE SUBDIVISION, AS MORE PARTICULARLY DESCRIBED ON A SUBDIVISION PLAT OF CROSSGATE, 10TH G.M. DISTRICT, GUYTON, EFFINGHAM COUNTY, GEORGIA PREPARED BY EMC ENGINEERING SERVICES, INC. RECORDED IN PLAT CABINET D-21, SLIDE B1-D1, RECORDS OF THE CLERK OF THE SUPERIOR COURT OF EFFINGHAM COUNTY, GEORGIA. FOR A MORE PARTICULAR DESCRIPTION, REFERENCE IS HEREBY MADE TO THE AFORESAID PLAT, WHICH IS SPECIFICALLY INCORPORATED HEREIN AND MADE A PART HEREOF. PROPERTY COMMONLY KNOWN AS 6 BLAIR LOOP, GUYTON, GEORGIA 31312 AND HAVING A PIN NO. OF G0270109. SUBJECT, HOWEVER, TO ALL VALID EASEMENTS, RIGHTS OF WAY AND RESTRICTIONS OF RECORD MR / January 7, 2025 Our file no. 24-16200GA-FT18 24-16200GA 21251 01/01/25 RL