NOTICE OF SALE UNDER POWER GEORGIA, Effingham COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in that certain Security Deed given by Robert L. Sims and Abradella M. Sims to MERS as nominee for Home Loan Center Inc., dba Lendingtree Loans, dated 11/16/2006 and filed 11/30/2006, recorded in Deed Book 01552, Page 0274, Effingham County, Georgia Records, later modified and assigned, conveying the after-described property to secure a Note in the original principal amount of thirty one thousand two hundred dollars and no cents ($31,200.00)with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Effingham County, Georgia, within the legal hours of sale on Tuesday January 7, 2025, the following described property: All that certain lot, tract or parcel of land situate, lying and being in the 9th G.M. District of Effingham County, Georgia, and being known and designated as Lot Sixty-three (63), Madison Oaks Subdivision, 9th G.M. District of Effingham County, Georgia, as shown upon that certain map or plat recorded in the office of the Clerk of Superior Court of Effingham County, Georgia, in Plat Cabinet "B", slide 155-E. APN:R228-63 The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any unpaid water or sewage bills that constitute a lien against the property whether due and payable or not due and payable and which may not be of record, any right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Robert L. Sims and Abradella M. Sims or a tenant or tenants and said property is more commonly known as 210 Madison Oak Drive, Rincon GA 31326. In compliance with Georgia law, please find below the contact information for the entity who has authority to negotiate, amend, and modify the terms of the loan documents which may include a note, mortgage, security deed or deed to secure debt. Planet Home Lending, LLC 321 Research Parkway, Suite 303 Meriden, CT 06450 855-884-2250 The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. to any rights of rescission of the party conducting this foreclosure sale pursuant to Georgia law including, but not limited to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non- judicial sales in the state of Georgia. Please note that the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above and final review by the party conducting this foreclosure sale for compliance with contractual and legal obligations pursuant to the terms of the loan documents and State and Federal law, including but not limited to any and all rights of rescission. Planet Home Lending, LLC the servicer for ARCPE 1, LLC, as Attorney in Fact for Robert L. Sims and Abradella M. Sims By: Andrew D. Gleason Attorney for Planet Home Lending, LLC the servicer for ARCPE 1, LLC Lefkoff, Rubin, Gleason, Russo & Williams, P.C. 5555 Glenridge Connector Suite 900 Atlanta, Georgia 30342 (404)869-6900 (404)869-6909 (fax)